Insurance Terms

Rent a car at Chania/ Heraklion airport with Full insurance.

Drive Worry-Free with Venus Car Rental Crete – Full Insurance Coverage Included!

 

At Venus Car Rental, Crete, we ensure you drive with complete peace of mind. Our rental prices include Full Insurance Coverage, so you are fully protected—giving you the freedom to relax and explore Crete without unexpected costs.

✅ Full Damage Waiver (FDW) – Ultimate Peace of Mind Insurance

For extra security, our Full Damage Waiver (FDW) reduces your liability and eliminates excess on most coverages. It includes:
Personal Accident Insurance (PAI) for the driver.
Fire Insurance – No excess charges.
Theft Insurance – No excess charges.
Glass, Windshield & Crystals Insurance – No excess charges.
Tires, Rims, and Wheel Covers Insurance – No excess charges.

If an accident occurs, the renter must immediately contact Venus Car Rental Crete for instructions on handling the situation. It is strictly prohibited to leave the accident scene without reporting the incident.

Failure to provide an accident or damage report will result in the renter being fully responsible for all repair costs. However, with a properly documented report, liability is waived, ensuring full compliance with our car rental insurance policy.

Please note that accident or damage reports submitted only upon vehicle return—without prior notification—will not be accepted. Rent with Venus Car Rental Crete for a hassle-free and secure driving experience across Chania, Heraklion, and Rethymno.

☞ For more about handling a car accident, check out RENTAL INFORMATION 


When Insurance Coverage Does NOT Apply

While we offer comprehensive protection, insurance is valid only if the renter follows all terms & conditions.Insurance  If the renter misuses the vehicle, they will be fully responsible for repair costs, regardless of their insurance plan.

1️⃣ Traffic Violations & Reckless Driving

Insurance does not cover damages if the renter:

  • Ignores Greek traffic laws, including STOP signs, red lights, speed limits, U-turns, and illegal overtaking.
  • Drives under the influence of alcohol or drugs.

2️⃣ Off-Road & Unauthorized Driving

The vehicle must be driven on asphalt roads only. Insurance does not apply if the car is:

  • Driven on non-asphalt roads, dirt paths, or off-road locations (e.g., Balos Beach)
  • Used for unauthorized travel outside Crete.
  • Stuck in sand, mud, or rocky terrain, requiring recovery services.

3️⃣ Unauthorized Drivers & Rental Violations

The vehicle must be driven by registered drivers only. Insurance does not cover damages if:

  • The car is operated by an unregistered driver.
  • The driver does not have a valid driver’s license.
  • The rental period has expired without an official extension.

☞ Find out what type of driving license is required in Crete.


4️⃣ Intentional or Reckless Damage

Insurance does not cover damages caused by negligence, including:
✔️ Burning out the clutch due to improper use.
✔️ Sitting, standing, or placing heavy objects on the car’s bonnet, boot, or roof.
✔️ Damaging the interior through carelessness.


5️⃣ Interior Damage – Not Covered by Insurance

Insurance does NOT cover damage to the interior of the rental car. The renter will be fully responsible for:
Burnt or torn seats (e.g., cigarette burns, ripped upholstery).
Damaged or missing accessories.
Cracked, scratched, or broken internal parts.

☞For car rental tips, check our Car Rental FAQ.


6️⃣ Neglecting Parking & Security

The renter must take precautions for secure parking. Insurance does not cover damages if:

  • The car is left unlocked or unattended in an unsafe area.
  • The renter fails to properly secure the vehicle, resulting in theft or vandalism.

☞For safe parking locations, visit Parkopedia Greece.


7️⃣ Commercial or Competitive Use

Insurance is voided if the vehicle is:

  • Used in races, speed tests, rallies, or contests.
  • Operated for taxi, ride-sharing, or courier services.

The excess amounts with FDW coverage are as follows:

Category A, B, B1: 300€ 

Category C, C1: 400€ 

Category D, D1, D2: 500€ 

Category L, M, E1: 700€ 

Category G, H: 900€ 

 

✅ Drive Responsibly & Stay Covered!

To enjoy a safe and worry-free car rental in Crete, always:
✔️ Follow Greek traffic laws.
✔️ Drive only on authorized paved roads.
✔️ Use safe driving practices.
✔️ Report any issues immediately.

☞For any question  Contact Us before your trip! 

 

 

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